Traditional

4405 Bayou Oaks Drive

Panama City , FL 32404

MLS#: 770147

$750,000

Status: Closed

Listing number: 770147

Listing provided by: Seltzer Real Estate, LLC

Listing agent phone: None

Last update: a month ago

On site: 10 months ago

Browse Properties

Email
Pinterest
Facebook
X
Print

Property

Beds

Full Baths

1/2 Baths

Year Built

2016

Sq.Footage

N/A

''CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'' Discover this stunning custom-built 3-bedroom, 2.5-bath brick home in the desirable Bayou Oaks Estates. Thoughtfully designed with exceptional attention to detail, this home is a perfect blend of elegance and functionality. Best of all, it is located in Flood Zone X, meaning no flood insurance is required. Step inside to 10-foot ceilings, 8-foot doors, and crown molding throughout, adding to the grandeur of the space. The inviting family room features a wood-burning stove, built-in bookcases, and a seamless flow into the formal dining area. The home is designed with extra-wide hallways, a home security system, plantation shutters, a whole-house generator, and a reinforced safe room that has withstood a Category 5 hurricane, ensuring both comfort and security. The kitchen is a chef's dream, equipped with granite countertops, custom maple cabinetry, stainless steel appliances, two pantries, a large island, and a tile backsplash. A charming breakfast area, complete with a built-in buffet, leads to the spacious 16x24 screened-in porch, perfect for relaxing or entertaining. The primary suite offers a tranquil retreat, boasting double vanities, a Jacuzzi tub, an oversized tiled shower, and an expansive walk-in closet. The additional bedrooms are generously sized with large closets for ample storage. A 540 sq. ft. heated and cooled bonus room above the garage offers endless possibilities—home office, gym or storage. This home is designed for both convenience and resilience, featuring a 4-zone HVAC system for personalized comfort. The exterior is equally impressive, with an oversized garage, additional covered parking 24x13.8 with storage building w/garage door, a separate grilling area, a paver-lined driveway, and beautifully landscaped grounds. Bayou Oaks Estates is a gated community featuring decorative streetlights and maintained common areas. Conveniently located near Northwest Florida Beaches International Airport, Tyndall Air Force Base, top-rated schools, hospitals, shopping, and just ½ mile from a public boat ramp, this home offers luxury and convenience. Schedule your private tour today! (All measurements, including square footage, are approximate. Buyer to verify if important.)

Features & Amenities

Interior

Total Bedrooms

3
Bathrooms

2
1/2 Bathrooms

1
Cooling YN

YES
Cooling

Central Air, Ceiling Fan(s)
Heating YN

YES
Heating

Central, Electric, Fireplace(s), Propane, Wood Stove
Pet friendly

N/A

Exterior

Garage

Yes
Garage spaces

2
Construction Materials

Brick
Parking

Garage, Garage Door Opener
Patio and Porch Features

Porch, Screened
Pool

No

Area & Lot

Lot Features

Cul-De-Sac, Paved
Lot Size(acres)

0.48
Property Type

Residential
Architectural Style

Traditional

Price

Sales Price

$750,000
Tax Amount

4325.0
Zoning

Resid Single Family
Sq. Footage

N/A
Price/SqFt

N/A

HOA

Association

Yes
Association Fee Includes

N/A

School District

Elementary School

Deer Point
Middle School

Merritt Brown
High School

Mosley

Property Features

Association Amenities

Gated

Schedule a Showing

Showing scheduled successfully.

IN PERSON

VIA CHAT

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Home price($)

Home price

The price of the home you wish to purchase. This can be either the listing price or your offer price.

Down payment(%)

Down payment

The amount that you plan to put down on the home. Increasing the down payment will lower your monthly mortgage.

Interest rate(%)

Interest Rate

The percent interest on your loan. This percentage is typically influenced by the current market, as well as your financial health.

Loan term(years)

Term

The length of the loan program.

Property tax($ per month)

Property Tax

The amount of tax per month on your home.

HOA fees($)

HOA Fees

Homeowners association fees. These fees may be owed in order to maintain and improve properties in the association.

Your payment

Principal and Interest:

Property taxes:

HOA fees:

Total loan payment:

Total interest amount:

Location

County

Bay

Elementary School

Deer Point

Middle School

Merritt Brown

High School

Mosley

Listing Courtesy of Zack Seltzer , Seltzer Real Estate, LLC

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

AGENT

Dawn Severt

Call Dawn today to schedule a private showing.

(850) 684-8957

(859) 608-8419

Dawn@coastalvibeslux.com

* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.

''CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'' Discover this stunning custom-built 3-bedroom, 2.5-bath brick home in the desirable Bayou Oaks Estates. Thoughtfully designed with exceptional attention to detail, this home is a perfect blend of elegance and functionality. Best of all, it is located in Flood Zone X, meaning no flood insurance is required.

Step inside to 10-foot ceilings, 8-foot doors, and crown molding throughout, adding to the grandeur of the space. The inviting family room features a wood-burning stove, built-in bookcases, and a seamless flow into the formal dining area. The home is designed with extra-wide hallways, a home security system, plantation shutters, a whole-house generator, and a reinforced safe room that has withstood a Category 5 hurricane, ensuring both comfort and security.

The kitchen is a chef's dream, equipped with granite countertops, custom maple cabinetry, stainless steel appliances, two pantries, a large island, and a tile backsplash. A charming breakfast area, complete with a built-in buffet, leads to the spacious 16x24 screened-in porch, perfect for relaxing or entertaining.

The primary suite offers a tranquil retreat, boasting double vanities, a Jacuzzi tub, an oversized tiled shower, and an expansive walk-in closet. The additional bedrooms are generously sized with large closets for ample storage. A 540 sq. ft. heated and cooled bonus room above the garage offers endless possibilities—home office, gym or storage.

This home is designed for both convenience and resilience, featuring a 4-zone HVAC system for personalized comfort. The exterior is equally impressive, with an oversized garage, additional covered parking 24x13.8 with storage building w/garage door, a separate grilling area, a paver-lined driveway, and beautifully landscaped grounds.

Bayou Oaks Estates is a gated community featuring decorative streetlights and maintained common areas. Conveniently located near Northwest Florida Beaches International Airport, Tyndall Air Force Base, top-rated schools, hospitals, shopping, and just ½ mile from a public boat ramp, this home offers luxury and convenience.

Schedule your private tour today! (All measurements, including square footage, are approximate. Buyer to verify if important.)

4405 Bayou Oaks Drive

Message successfully sent.

First Name

Last Name

Phone

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

Related Properties

New on site today

Panama City

916 Cobia Drive

3 Beds

3 Baths

2,622 Sq.Ft.

$715,000

MLS#: 784181

New on site today

Premier Gulf-Front Living at Gulf Crest! Unit 1404 offers the coastal escape buyers are searching for. This generously sized 2-bedroom, 2-bath residence with bunk area features a highly efficient layout and an ideal mid-stack position in the sought-after 23-story Gulfcrest tower. With 9-foot ceilings, an open-concept design, and expansive sliding glass doors, the condo is flooded with natural light and showcases sweeping Gulf and sunset views from the balcony, living area, dining space, kitchen, and primary suite—creating a seamless indoor-outdoor living experience. Designed with a relaxed coastal aesthetic in mind, the home lives like a beach house while offering all the conveniences of condominium ownership. Whether used as a second home, full-time residence, or vacation rental, this turnkey unit is move-in and rental ready. It conveys fully furnished with top quality furnishings, has cohesive décor throughout, and has been meticulously cared for. Durable hard-surface flooring throughout (premium LVP in living area and bedrooms) ensures easy upkeep and low maintenance. The well-appointed kitchen opens to the main living area and is fully equipped for everyday living or entertaining. Recent appliance upgrades include a Bosch dishwasher and Samsung refrigerator. Step outside to the spacious covered balcony—an ideal setting to enjoy Gulf breezes, sunsets, and evening gatherings. The Gulf-front primary suite enjoys direct balcony access and includes a private bath with walk-in shower, dual vanities, and a large walk-in closet. Additional features include a private deeded parking space, ample storage, multiple closets, and a full-size stackable washer and dryer. The flexible layout allows sleeping accommodations for up to eight guests. With strong rental appeal and excellent income potential, buyers also have the option to honor post-closing reservations. Gulfcrest HOA completed their Milestone report in 2025 and SIRS report in 2025. Reserve accounts are fully funded, there are no special assessment, and HOA dues on the development are some of the lowest on the beach. Gulf Crest amenities are also among the best on the beach and include an ample parking deck with the aforementioned assigned parking, two large Gulf-front pools, two hot tubs, a kiddie pool, poolside Tiki Bar & Grill, 294 feet of sugar-white beachfront with seasonal beach service, a Gulf-front fitness center, owner's lounge, billiards room, and three high-speed elevators. Private showings available—schedule yours today.

Panama City

8715 Surf Drive 1404

2 Beds

2 Baths

1,310 Sq.Ft.

$614,900

MLS#: 784199

Lowest priced per sq/ft property (under roof) on Deerpoint Lake!!!

Custom built homes of this quality are incredibly rare in today's market. Take into account that it's perfectly situated on a privately wooded waterfront 1.3 acre lot, it has a gorgeous lake view pool, and that it's been meticulously maintained/complete with all the essential updates... and you won't believe the price on this one!

This awe inspiring 4 bedroom / 3 bath brick home offers over 3,396 square feet of heated and cooled living - and boasts an unheard of 4,335 sq/ft under roof!

From the moment you take one step inside this dream home, you are greeted with breathtaking panoramic water views from nearly every room. From enjoying your morning coffee while watching the sun welcome in each magical new day, to winding down in the evenings and getting lost in your thoughts during some of the most beautiful sunsets in Bay County... this home is a true sanctuary unlike any other.

Custom designed with high ceilings and extensive crown molding throughout, ceramic tile flooring (in wet areas), high end hardwood flooring (in foyer and main walkway), and new carpet (in bedrooms, living room ,and family room), this incredible property is 100% ready for a new family to call it home.

The kitchen is truly a masterpiece of design and quality. Complete with solid hickory cabinets, a gorgeous butcher block island, extensive 2-inch Granite counter tops, durable matching tile back splash, under cabinet lighting, a double porcelain sink, 11' Granite breakfast bar, and a double pantry, this is by far the largest kitchen of all the comps - while also having the best views!

The Florida Room is truly a ''one of a kind'' space that will quickly become the heartbeat of your home. From shooting a competitive game of pool with your friends on the included Brunswick Pool table, to watching the big game and making cocktails at your custom included tiki bar, this room is likely the largest game room on the lake!

When it comes to storing all your toys, the attached oversized garage has 2 large garage doors and high ceilings, and the detached 2 car garage is custom built to match the home, is completely finished inside, and offers extensive attic storage. At the rear of the detached garage is an 8' x 22' enclosed lawn equipment storage area. And just outside is a perfectly positioned RV / Boat storage area with a 50-amp electric plug. Needless to say... this home has EVERYTHING you could ever dream of, plus so much more!

Although this one-of-a-kind home is beyond incredible on the inside, the outdoor space is where it truly separates itself from the rest. The custom designed 20' x 30' inground Gunite pool with waterfall is surrounded with extensive concrete decking, an 8' x 19' retractable awning, and a custom-built stone grilling station. The front 1/4 acre of the property was left natural for absolute privacy, and the remaining greenspace has been meticulously landscaped with lush Zoysia grass, Leyland Cyprus Trees, Sago Palms, Argentine Queen Palms, Crate Myrtle Trees, Oleander Trees, and beautiful Rose Bushes. An extensive vinyl (216') and wood (300') fence perfectly surrounds the property, and a sprinkler system maintains the landscaping beautifully.

For your lake enjoyment the boat dock consists of a boat slip (without a lift), boat slip with boathouse and lift, 2 wave runner slips, open sun deck, and wood walkway. It is complete with electricity. There is also a fire pit for the cooler time of year. The house is wired and external circuit breaker panel installed for operation of a portable generator for power outages.

Go look at all the comps, and then come find yourself truly at home. There simply isn't another home that offers this much at this unbelievable price point... Welcome Home.

*A complete list of all the new updates (roof, septic tank, etc) is available in the documents section of the‌‌‌‌‌‌‌ listing*

Panama City

6201 Highway 2311

4 Beds

3 Baths

3,396 Sq.Ft.

$884,000

MLS#: 779996

New on site 3 days ago

Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment.
Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

Panama City

3914 Ural Street

5 Beds

3 Baths

2,509 Sq.Ft.

$649,900

MLS#: 784070

Spectacular Views from this 3 Bed/3Bath Bayfront unit in Harbour Village! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Condo owner has 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale.
Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

Panama City

3001 W 10th Street 203

3 Beds

3 Baths

1,997 Sq.Ft.

$900,000

MLS#: 784000

Home is located in the Preserve on the Bay, a gated neighborhood that is very quiet and well-maintained, with a well established HOA. This home is a perfect fit for the couple looking to retire or a young couple starting their family. Flooring is a combination of tile and plank flooring for easy maintenance and cleaning. Open floor plan, which is perfect for entertaining guests while keeping the bedrooms private. Enjoy the gas fireplace to make the most of those cool winter evenings. The kitchen is equipped to prepare everything from a bowl of cereal to a gourmet dinner. With a walk-in pantry with space to keep your kitchen very organized. New granite countertops, sink, faucet and lighting finish off the kitchen. The large master bedroom has a walk-in closet and bathroom that includes a double vanity with new granite countertops, sinks and faucets. Rounding out this is a jacuzzi tub, a walk-in shower, and a water closet with a linen closet. Bedrooms 2 and 3 are in the other side of the house and share a bathroom with new Granite countertops, sink and faucet.
This bathroom also has access to the pool area.
The 4th bedroom, across from the master bedroom, can be used as a bedroom, guest room, office or hobby room. There is shelving in the closet that can be removed to create a clothes closet.
The laundry room is a spacious with a large storage closet. The laundry room is spacious with a large storage closet. The laundry room leads to the garage, which has both upper and lower cabinets, and a nice countertop along one side. It provides you with lots of of extra storage and workspace for any projects.
The home sits on .33 acres surrounded by lots of vegetation and mature trees that add privacy to the inground pool and Jacuzzi. The pool was resurfaced in 2019, a new heater ( for pool and spa), and a sand filter in 2025. At the end of 2025, the owner replaced a pump motor.
This home was built by Ledman Construction known for their exceptional quality. They were awarded BBIA Builder of the Year in1989, 1990, 2001 and 2009. They also won the Aurora Award in 2009. They currently build homes on 30A.

Panama City

3522 Fox Run Boulevard

3 Beds

2 Baths

2,475 Sq.Ft.

$655,000

MLS#: 783966

Panama City

8727 Thomas Drive A15

4 Beds

3 Baths

1,750 Sq.Ft.

$675,000

MLS#: 783921

Unique opportunity to purchase an extraordinary 4 BR 2 BA property. Home has high wind metal roof which was installed in 2020 in this guard gated community of Bay Point subdivision with all the bells and whistles.
Master bath with large walk in closet with shelving and drawers , 2 sink vanity, jacuzzi jetted tub with glass block wall for extra light. large walk in shower with rain water and hand shower fixtures and grab bar. Porcelain tile throughout. Ceiling fans throughout. Professionally landscaped one third acre cul de sac home with professionally epoxied floor 2 car garage and golf cart garage with 6 foot stainless steel work bench and storage cabinet. Very private Heated saltwater pool with cool deck and large tiled lanai with palm ceiling fans and Wall mounted TV. New 6 foot lighted fence. Well irrigation system with new pump. Energy star efficient smart water heater and new Samsung smart kitchen appliances with new quartz countertops. New energy star 2 stage Trane air conditioning and heat pump system. Wood burning fireplace with custom stone design and 85 inch Samsung crystal 7 series UHD 4 K TV professionally installed will convey with the sale
. Ring video security system at front door, back yard and entry gate. Office/ bedroom with closet Murphey queen bed. Garden pond with waterfall and lighting in backyard. A true resort within a resort with a Nicklaus golf course, remodeled marina, restaurants and bars a short walk or golf cart ride away.

This is a rare find

Panama City

625 Amberjack Drive

4 Beds

2 Baths

2,124 Sq.Ft.

$719,900

MLS#: 783953

Dunes of Panama 3 bedroom condos are exceptional investment properties. 3 bedroom condos in the E building produce $75,000 - $80,000 gross annual income.
Never miss a sunset from this exceptional 3-bedroom, 2-bath end-unit condo, where balcony access from every room creates a seamless connection to coastal breezes and breathtaking Gulf views. Thoughtfully updated, this residence features tile flooring, granite countertops, crown molding, king-sized bedrooms, walk-in closets, and full-size laundry, offering both comfort and refined coastal style. A garage parking space adds rare convenience and value. Dunes of Panama is a truly one-of-a-kind beachfront community, celebrated for its expansive green spaces, resort-style atmosphere, and prime location adjacent to Rick Seltzer Park. Residents enjoy an impressive suite of amenities including three pools, pickleball, tennis, shuffleboard, fitness center, and on-site snack shop.
Perfect as a primary residence, second home, or high-performing rental investment, this stunning condo delivers the ultimate beachfront lifestyle. A must-see opportunity with so much to offer. Buyer to verify all information deemed important. This comes with 1 garage space.

Panama City

7205 Thomas Drive E706

3 Beds

2 Baths

1,974 Sq.Ft.

$749,000

MLS#: 783877

Coastal Living Meets Turnkey Investment Opportunity
Welcome to this freshly updated 3-bedroom, 3-bath beach retreat, perfectly positioned within walking distance to the beach and just minutes from top local attractions, dining, and entertainment. Thoughtfully renovated with modern finishes and coastal charm, this home is designed for both relaxed living and strong rental performance. Proven rental history with over $60,000 in rental income in 2025 makes it a standout investment in a highly desirable beachside location ''WITH NO HOA''.
The open-concept layout offers spacious living areas, a well-appointed kitchen ideal for hosting family, friends, or guests. Each bathroom has been tastefully updated, providing comfort and privacy for everyone.
Whether you're seeking a primary residence, vacation home, or income-producing property, this home delivers.

Panama City

6607 Sunset Avenue

3 Beds

3 Baths

1,839 Sq.Ft.

$630,000

MLS#: 783904

Traditional

Features & Amenities

Interior

Exterior

Area & Lot

Price

HOA

School District

Property Features

Schedule a Showing

Mortgage calculator

Listing Courtesy of Zack Seltzer , Seltzer Real Estate, LLC

Related Properties

Virtual Assistant

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Accessibility Menu

Personalize your search

Continue your home search